Gold schemes or business schemes - law accepting deposits from customers
1) only public company can accept deposits
2) non-banking finance companies with 2 crore investment can accept...
3) other businesses can accept as an advance for stock to return stock with in 12 months or 365 days.
4) accepting gold as deposit s out of RBI law..
https://samistilegal.in/legality-of-gold-deposit-scheme-gold-saving-scheme-under-the-companies-act-2013
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